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If you want to buy a house, it matters if you’re black or white

08/19/2015

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Takeaways: Researchers at Florida Atlantic University (FAU) found “widespread” racial disparity in what black and white borrowers pay for mortgage rates. This study, written by researchers at FAU’s College of Business, investigates whether African-American applicants are charged higher interest rates than their white counterparts. The study further found that this disparity disproportionately affects young black borrowers with low levels of education and black women. A new study by researchers at Florida Atlantic University (FAU) finds “widespread” racial disparity in what black and white borrowers pay for mortgage rates. Racial discrimination in mortgage lending is unfortunately not a new topic, as many studies have examined whether minority mortgage applicants ar…

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