Churchill Mortgage, a private mortgage company based in Brentwood, Tennessee, is aiming to give its customers a competitive edge in a number of low inventory markets across the country with the launch of a certified homebuyer program allowing buyers to get pre-underwritten for a loan. The mortgage firm, which provides conventional FHA, VA and USDA mortgages nationwide, said this initiative takes the buyer another step on from pre-approval and will save up to 10 days in the purchase process. “This initial step will allow those borrowers to effectively get ahead of other buyers and have the confidence that any qualified offer they make on a house will go through in the most efficient manner possible,” the company noted. Churchill Mortgage, which operates in 44 states across the country, is describing it as “the next best thing to a cash offer.” In a press release, Mike Hardwick, president of Churchill Mortgage said: “The first step to debt-free homeownership is finding the prop…
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